Effortless Access to Funds
Complete a simple online application to request your loan. Upon approval, the funds will be directly deposited into the bank account of your choice.Quick and Simple Process
Requesting a loan is fast and easy. Once approved, you could receive your funds as soon as the next business day.MORE THAN JUST A LEAD MARKETPLACE
With over 15 years of experience in lead generation, Zero Parallel has earned a trusted reputation by delivering premium leads and calls. We go beyond the ordinary, offering customized solutions for Affiliates and Advertisers alike. Our commitment to innovation, paired with deep industry expertise and passion, keeps us at the forefront of the market.
Our goal is to help you navigate through challenging financial times.
Our mission is to help solve your short term financing needs and we will never use your information for any other purpose. We are proud members of the Online Lenders Alliance and the Community Financial Services Association, and enjoy an "A" rating from the Better Business Bureau. At WeFixMoney, we pride ourselves on doing business the right way on behalf of our customers.
Frequently Asked Questions:
Why choose a Personal Loan?
Personal loans offer the flexibility that other loans, such as car or mortgage loans, do not provide. You can use them for various purposes, and they come with fixed repayment terms and interest rates. Upon approval, you receive the full loan amount upfront and repay it with interest in monthly installments.
Find the Funds You Need
Personal loans can help with large purchases, unexpected expenses, or consolidating multiple debts into a single, manageable payment.
Lender Could Approve You in Minutes
The loan approval process is quick and efficient. If approved, you could receive your funds as early as the next business day.
Are There Applicable Fees?
Get Loans 24/7 services are free for you. However, the lender you are connected with may charge fees or interest based on the loan agreement. Always review the loan terms before signing to ensure they meet your needs.
How Do I Repay My Loan?
Repayment terms for personal loans vary between 61 days and 72 months. Make sure to read your loan agreement carefully for specific repayment details and interest rates.
What If I Am Late on Payments?
Lenders have different policies regarding late payments. Some may charge fees, so it’s important to stay on top of your payments. Contact your lender immediately if you anticipate any issues with repayment.
What If I Need to Make a Late Payment?
Late payment policies differ by lender. Some lenders may apply automatic penalties, while others may be flexible if contacted in advance. It's essential to reach out to your lender for guidance.
Important Customer Information
Personal loans allow you to finance various needs, such as home repairs, medical expenses, or debt consolidation. You can apply for a loan from the comfort of your home and repay it over a set period.
What Are the Credit Requirements?
Credit requirements vary by loan type. Our partner lenders offer services for various credit situations, so your credit score may not be a barrier to getting a loan.
What Is Bad Credit?
Bad credit results from late payments, overusing credit limits, or declaring bankruptcy. These factors lower your credit score, making it harder to get favorable loan terms.
What Is Your Renewal Policy?
Renewal policies vary by lender. Some may offer automatic renewals with extra fees, so it’s essential to clarify renewal terms with your lender before signing the loan agreement.
What Happens if I’m Late with Payments or Don’t Pay?
Late payments can result in additional fees and negative credit reporting. In some cases, legal action may be taken. Always contact your lender if you encounter difficulties with repayment to avoid further complications.