Electronic Consent (eConsent)

Please read this document carefully and either print a copy or save it for future reference.

Overview:

By submitting a request to connect with one of our third-party lenders, you are giving your consent for the use of electronic signatures, records, and disclosures ("eConsent"). To provide you with a loan, our third-party lenders require your approval to conduct transactions using electronic signatures, digital records, and contract documents ("Disclosures"). This notice outlines your rights concerning receiving electronic disclosures, notices, and information. You confirm your receipt of this eConsent and agree to conduct transactions electronically by clicking the link and accepting our terms.

Paper or Non-Electronic Records Option:

If you prefer, you have the right to request physical copies of any Disclosures by contacting the third-party lender directly. Lenders are obliged to provide these paper copies at no additional cost, and all Disclosures will be kept according to applicable laws.

Extent of Consent:

This eConsent covers all online interactions between you and the third-party lender, including activities on any mobile devices like phones, smartphones, and tablets. By agreeing to this eConsent, you authorize the third-party lender to process your information electronically and communicate with you throughout all online engagements. Additionally, the lender may send you notices related to these interactions electronically. Disclosures can be provided online via our website or the third-party lenders' platforms and may also be delivered via email.

Agreeing to Electronic Transactions:

Before proceeding with electronic transactions with third-party lenders, ensure that your hardware and software meet the requirements outlined below.

Hardware and Software Requirements:

To access and save the Disclosures electronically, you must have the following:

• A PC, MAC, or any internet-capable device
• Access to an email account
• An internet browser that supports 128-bit encryption (e.g., Microsoft® Internet Explorer, Mozilla Firefox®, Netscape®)
• A PDF reader like Adobe® Acrobat Reader X® or Foxit® for certain documents
• A printer or long-term storage device (e.g., your computer’s hard drive) to save copies of Disclosures for future use.

Withdrawing Consent:

Your eConsent for our service and the consideration of your request by third-party lenders cannot be revoked, as it is tied to a one-time transaction. However, once connected with a third-party lender, you may withdraw your eConsent with that lender at any time without incurring fees. If you withdraw this eConsent before receiving credit, it may affect your ability to secure a loan from the lender. If you wish to withdraw eConsent, contact the lender directly. Importantly, withdrawing consent does not affect the legal standing or validity of previous electronic Disclosures.

Updating Contact Information:

It is important to inform third-party lenders of any changes to your email or mailing address. You can update your information by either logging into the lender’s website or sending a written update by mail. Keeping your contact information up to date ensures uninterrupted communication and services.

Your Ability to Access Disclosures:

By clicking the link, you confirm that you are able to access the Disclosures in the specified formats mentioned above and agree to the terms.

Consent:

By clicking the link, you confirm that you have read and understood the information about electronic signatures, records, Disclosures, and electronic transactions. You agree to the use of electronic signatures, to receive all Disclosures electronically, and to conduct business with the lender online. You also acknowledge that you can request a physical copy of the electronic records and Disclosures at no cost. Choosing not to proceed indicates that you do not wish to use electronic signatures or engage in online transactions. Additionally, you understand that your consent to electronic Disclosures is required to receive services from third-party lenders over the internet.